Navigating volatility
As global volatility continues, poor financial literacy is blocking the path forward for employees. From 60% to 29%, people's hope for their financial situation has plummeted. A change in direction is needed. Download the report to grasp the scale of the challenge and discover how employers can give a clear path to the summit.
Let financial literacy be the compass, navigate the unpredictable and elevate opportunities for both employees and organizations.
Confidence and knowledge: People with strong financial literacy are over 5 times more likely to feel confident navigating financial changes (28% vs. 5%).
Better money behaviors: Those with strong literacy are more likely to avoid risky investments (36% vs. 24%), recognize overconfidence (30% vs. 19%), and avoid relying too much on initial financial information (30% vs. 19%).
Health impact: People actively improving their financial literacy are more likely to rate their physical (20% vs. 8%), mental (23% vs. 12%), and social health (18% vs. 8%) as excellent.
"Research has been the cornerstone of nudge since day one. Back in 2014 we launched our inaugural research, and have done annually ever since. What’s particularly striking this year is that, although we concluded the survey with Censuswide in February 2025, the geopolitical landscape has shifted significantly since then, and a prevailing sense of volatility remains. Over the years, it’s become clear that the cost of poor financial wellbeing is undeniable – higher absenteeism and healthcare costs coupled with lower morale, engagement, innovation and retention.
Now, with the 2025 edition, our biggest research yet, we can see that when people feel financially secure, they thrive, and so do organizations. Financial wellbeing has never been more urgent, especially with global volatility and economic change."
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